Federal Court Denies Immunity to Lac Vieux Desert Band’s Sovereign Lending Solutions Employee

Here are the materials in the matter of Pennachietti v. Mansfield, 17-cv-02582 (E. Penn. Dec. 11, 2017):

Link to deja vu suit.

Third Circuit Affirms Dismissal of Suit by Borrower’s Suit against Assignee of Tribal Sovereign Lender

Here are the materials in Goldenstein v. Repossessors Inc.:

CA3 Opinion

Appellant Brief

Appellee Brief


Lower court materials here.

Federal Court Affirms Immunity of Lac Vieux Desert Band’s Sovereign Lending Solutions (and Employee)

Here is the opinion in Bynon v. Mansfield (E.D. Pa.):

16-1 Motion to Dismiss

18 Response Brief

19 Reply

20 – Opinion

21 – Order

We posted the complaint here.

RICA Suit against Payday Lenders Tangentially Involving Tribal Sovereign Lending

Here is the complaint in Bynon v. Mansfield (E.D. Pa.):

1 Complaint

An excerpt:

The defendants in this case are conspirators in a usury scam. The defendants charged plaintiff Breanda Bynon interest at the rate of 182.02% A.P.R. on a $5,000 loan. Ms. Bynon paid defendants about $15,000, but defendants applied all of the money to usurious interest and then repossessed her vehicle claiming nonpayment. Ms. Bynon files this complaint for violation of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq., the Pennsylvania Loan Interest and Protection Law (“Act 6”), 41 P.S. § 201 et seq., and the Racketeer Influenced and Corrupt Organizations Act (“RICO”), 18 U.S.C. § 1962(c),


Sovereign Lending Solutions, LLC (“Sovereign”), is a loan company wholly owned by the Lac Vieu Desert Bank of Lake Superior Chippewa Indian Tribe (”Tribe”), and incorporated under tribal law. Sovereign originated the loan to Ms. Bynon, but is not named as a party because it is protected from liability under the doctrine of tribal immunity.


Fair Debt Collection Practices Act Suit against Repo Company Working for Tribal Payday Lender Dismissed in Federal Court

Here are the materials in Goldenstein v. Repossessors Inc. (E.D. Pa.):

35-9 Repossessors Motion for Summary J

41-1 Goldenstein Response

45 Repossessors Reply

53 DCT Order Granting Motion for Summary J